IMPLEMENTATION FINANCING CONTRACT RAHN TASJILY CUSTOMER PROBLEMS AT BMT UGT NU CAPEM PESANGGARAN REGENCY BANYUWANGI

Abstract

In life Public often found condition the people who have treasure in form besides money and on moment particular concerned experience liquidity until need fund in form cash. Frequent choice used by Public moment condition liquidity is pawn valuables this is where the role of the BMT is to help society in shape service pawn goods that are in accordance with the Islamic economy. The purposes of this study are 1) To find out the implementation of the rahn contract financing carried out by the BMT UGT NU sub-district head of Pesanggaran Banyuwangi Regency, 2) How to deal with problem customers at BMT UGT NU subdistrict head of Pesanggaran, Banyuwangi district. This type of research is descriptive qualitative. Test data validity using triangulation good triangulation source, tringulation technique and triangulation time. As for for analyze data using data reduction, data presentation and withdrawal conclusion. The implementation of rahn contract financing where members have agreed to submit letters of ownership of goods to the BMT and the BMT gave the money to members, this is where the agreement applies, and the BMT requests safekeeping or ujroh services from certificates or other securities to members. And the way to deal with problem customers is by contacting the party customers before due date, if you cannot be contacted, the BMT will come to his house to ask explanation from ri party customers by logical moment can not pay and who should done by the BMT, namely: resejul come back.